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      • Card Control App
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      • Make a VyStar Payment
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      • Ways to Go Green
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      • How to Protect Yourself
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      • How VyStar Protects You
        • Scam Warnings
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        • Should You Refinance?
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      • Owner's Manual
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Home > Membership & Benefits > Becoming a New Member > Owner's Manual

Owner's Manual

illustration of people standing on mountains

As a VyStar member, you have your own unique financial needs and goals. Our mission as your credit union is to give you the personal attention and excellent customer service you deserve in order to fulfill those goals. Check out the Owner’s Manual below to learn more about how VyStar’s products and services can help you manage your money and discover your financial future.

Owner's Manual Contents

  • Checking - Get the checking account that offers you more. Earn a competitive rate on your daily balance and enjoy exclusive members-only benefits.
  • Savings & Retirement - A wise choice for a strong financial future is a savings program that allows you to take a percentage of your income and consistently deposit it into a savings account.
  • Investments Services - Explore your investment options and make investment decisions with the helpful advice of a VyStar Investment Services LPL Financial Advisor.
  • Insurance Services - Keep yourself covered in the event of an emergency with affordable auto, dental, life and Accidental Death & Dismemberment (AD&D) insurance policies.
  • Loans - From auto loans and boat loans to home equity loans, home mortgages, and more, VyStar has a loan with your name on it.
  • Credit Cards - Compare our variable-rate credit cards to others and we think you'll agree; VyStar's no-fee, no-teaser rates and no-surprises credit cards are a better value.
  • Internet & Mobile Banking - Your account information is available online to help you manage your money from your computer or mobile device.
  • Business Services - Your VyStar Business Relationship Specialists can help you design a financial services program to meet your specific needs.
  • Financial Tools - No matter what your financial plans are, we’ve got the tools and plans perfect for you.
  • Your Membership - The linked booklet covers your rights and responsibilities concerning your accounts and the rights and responsibilities of VyStar Credit Union.
Becoming a New Member
  • Join Now - Open an Account
  • Why Join VyStar
  • Who Can Join
  • How To Join
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  • Owner's Manual
Owner's Manual
Owner's Manual
Download your guide for VyStar's products and services. Also, use the FAQs for a helpful resource.
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VyStar Credit Union
P.O. Box 45085
Jacksonville FL 32232
904-777-6000 or 800-445-6289
Routing Number 263079276

  • Federally Insured by NCUA
  • Equal Housing Lender
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