Earn 4.15% APY** on a CD
Special CD rates! For a limited-time, earn 4.15% APY with our 13-month CD!
Learn MoreEarn up to $570 in annual savings with a VyStar+ Checking Account
Open a VyStar+ Checking Account today and you could earn up to $570 in annual savings! Plus, enjoy other benefits such as getting paid up to two days sooner with direct deposit, convenient mobile banking and more.¹
Turn here for hassle free pre-approvals on auto loans.
VyStar offers great terms and pre-approvals on auto loans — helping you along the ride of purchasing a new vehicle. Save time before you go to the dealer and get pre-approved today.³
Learn MoreEarn a $150 reward + up to 3% cash back!
With a new VyStar Visa® Signature Cash Back credit card, enjoy a $150 reward and up to 3% cash back.⁴
There with auto insurance that puts you in the driver's seat.
At VyStar Insurance Agency, we offer flexible, tailored policies designed to fit your needs, lifestyle and budget.⁵
Dream2Build. The all-in-one loan is your simple path to your dream home.
Building or renovating a home? With one loan, one rate and one closing, VyStar Dream2Build gives you a smooth experience from start to finish. It’s the one loan to get you home.⁶
Protect your home and those shared moments we live every day.
Our knowledgeable agents are ready to guide you through every step, offering a comprehensive home insurance policy that fits your individual needs.⁵
Learn moreDid you know homeowners insurance doesn't include flood protection?
Flood insurance gives you an extra layer of protection that homeowners insurance doesn’t include. Don’t wait until it’s too late.⁵
Enter to win a $250 Visa® gift card!
VyStar Facts, our member newsletter, has gone digital. Let us know for what you're saving for and be entered to win a $250 Visa® gift card.⁷
**Annual Percentage Yield. Rates are accurate as of March 11, 2025. $500 minimum deposit required to earn 4.15% for 13-month CD. All new accounts are subject to approval. Product offers, terms and other information provided herein are subject to change without notice. A penalty may be imposed for early withdrawal from a CD. Federally Insured by NCUA.
1 - Estimated values are based on approximate annual costs or savings for similar benefits in the marketplace. Benefits and features may vary by provider and may not necessarily reflect the exact features of the benefits offered through the VyStar+ Checking Account. Estimated values provided are approximate annual costs and savings as of April 2024 and are subject to change. No cash value is implied with use of this account or any of its features. Posting is contingent on the originator releasing the payments into the network early. Credit union programs, rates, services, terms and conditions are subject to change at any time without notice. Certain restrictions and limitations apply.
Certain restrictions and limitations apply. All loans are subject to credit approval. Offers available for a limited time and subject to change without notice. ©2025 VyStar Credit Union.
3 - First payment may be due up to 90 days from closing of the loan, certain restrictions may apply. Not all loans may qualify. Finance charges begin accruing as of the loan disbursement date. Offer not available on existing VyStar auto loans. All loans subject to credit approval. All credit union programs, services, rates, terms, and conditions are subject to change at any time without notice.
4 - All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.
To qualify for the $150 statement credit a total of at least $1,500 in net purchases (purchases minus returns/credits) must post to your account within 60 days from the date your account is opened. The credit will appear on your credit card statement on or around day 90 of account opening. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business, Savings Secured VISA, and Platinum VISA cards are not eligible for this promotion.
5 - VyStar Insurance Agency, LLC is an affiliate of VyStar Credit Union and is not federally insured nor is it underwritten or guaranteed by VyStar Credit Union.
6 - Certain restrictions and limitations apply. All loans are subject to credit approval. Offers available for a limited time and subject to change without notice.
7 - NO PURCHASE OR OBLIGATION NECESSARY TO ENTER TO WIN THE VYSTAR FACTS NEWSLETTER POLL GIVEAWAY 2025. Open only to legal Florida and Georgia residents who are 18 or older as of August 1, 2025. Begins on August 1, 2025, and ends on September 30, 2025. Sweepstakes subject to complete Official Rules, available at https://info4.vystarcu.org/vystar-facts-official-rules. SPONSOR: VyStar Credit Union. Void where prohibited.