Credit Card Rewards

Earn points for every dollar you spend. With a Signature Rewards Visa® credit card, you can earn points and redeem them the way you choose, with thousands of options from our free uChoose Rewards program.

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Choose your own rewards

Earn and redeem as many points as you like — there’s no limit.
Redeem your points for thousands of rewards, from cruises and airline tickets to high-definition TVs.
Earn additional points when you shop with participating retailers.
Donate points to local nonprofit organizations.
There are no additional fees to participate.

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Getting Started with Credit Card Rewards

Apply for Your Credit Card

Apply for a Signature Rewards Visa® online, call us at 800-445-6289 or visit any VyStar branch.

Register Your Card

Once you have your card, register for uChoose Rewards® through online or mobile banking.

Start Earning Points

Earn points with your first qualified purchase.

Credit Card Payoff Calculator

Use this calculator to see what it will take to pay off your credit card balance and what you can change to meet your repayment goals.

Credit Card Rewards FAQs

How do I earn points?

You can earn points whenever you make qualified purchases. You earn 3 points for every $1 spent on gas, 2 points for every $1 spent groceries, and 1 point for every $1 spent on all other qualified purchases.

You can also earn bonus points for shopping at participating retailers. When shopping online, check the Rewards Center in VyStar online banking to view participating retailers and access their websites.

Can I get rewards points with other VyStar credit cards?

No, the VyStar Signature Rewards Visa is the only card that offers rewards points. Other VyStar cards offer cash back purchase rewards and other benefits.