Youth Financial Fitness
Get a free financial education with online courses on earning, borrowing, saving and more from It’s a Money Thing® and VyStar.
Enroll NowFinancial know-how for every stage of life
Improve your financial knowledge
Establish good habits for managing your money
Set financial goals and learn how to achieve them
Improve your financial decision-making skills
Learn how to use VyStar products and services to your advantage
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Getting Started
Enroll in Youth Financial Fitness
Sign up for your free account at VyStarUniversity.com.
Choose a Course
Select as many courses as you want and learn about anything from borrowing and credit to saving and investing.
Start Learning — and Having Fun
Each informative and entertaining course is just 30-45 minutes. Financial education doesn’t have to be boring!
Benefits of Spending Less
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth, if you were to invest them.
Youth Financial Fitness FAQs
What are the courses like?
Each of the eight courses are just 30-45 minutes long, and they include fun infographics and animated videos to keep you entertained. You won’t need to cram for any exams, but there are a few short quizzes throughout the courses so you can test your knowledge. You can also save your progress and return to a course at any time.
Who should take Youth Financial Fitness courses?
Our courses are especially useful for teens and college students who are just starting to make their own financial decisions and need to understand the basics. They are also helpful for experienced adults and professionals who would like to have a deeper understanding of their finances.
What topics are covered in the courses?
There are eight courses in the series, including:
Earning an Income
Buying Goods & Services
Saving
Using Credit
Borrowing
Financial Investing
Protecting & Insuring
Advantages of Credit Unions
Why does VyStar offer these free courses?
As a credit union, we’re here to serve our members. Our primary goal is to provide useful services to our members, and free tools for financial education is part of that. We find that people make better financial decisions and are happier with their financial situation when they have more knowledge and education about financial issues.
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Saving Accounts
Open a free savings account with as little as $5 and earn competitive dividends with no monthly service fee.
Credit Cards
Whether you’re looking for a low rate, great rewards, cash back or a way to establish or rebuild your credit, we have a card for you.
Member Resources
Whether you’re buying your first home or setting up direct deposit, we’re here to help with free educational resources, tools and services.