Home Loans

Whether it’s your first home or not, our mortgage loan officers are committed to assisting
you every step of the way. Additionally, we service most of the loans we approve, so you’ll always receive an unbelievable member experience.

Unlock the equity in your home and put it to work for you. Take advantage of our low-rate home equity loan or line of credit. Discover which option works best for you and see how much you could save.

Refinancing your home loan can lower your interest rate, lower your monthly payment or allow you to take equity out of your home.

Thinking of building your dream home? We’ve constructed the perfect loan for you. From groundbreaking to final closing, you can enjoy one loan throughout the entire construction process with a single-loan close. 

Our renovation loan provides you the freedom to renovate your home or simultaneously purchase and renovate a new home. Then, when the project is complete, it converts to a regular home loan while wrapping up your mortgage and renovation into one.

View our rates for fixed- and adjustable-rate mortgages for a variety of loan terms and amounts.

View our HELOC rates for a variety of loan terms and amounts. Use a home equity line of credit to finance home renovations, college tuition or other major expenses.

Whether you’re seeking title insurance or need help with a title search, our VTA team delivers quality service throughout the closing process.

We’re here for you! A VyStar Mortgage Loan Officer can answer any questions and help you weigh your options.

To apply with a Home Loan Advisor from a particular branch, visit our Branch Application page.

In your house, you make the rules. The same goes for finding the right coverage. Get a customized policy to keep everything in your home protected (including the kitchen sink).