A new year brings new opportunities for VyStar Credit Union members to achieve their financial goals. And we are here to help. We're thankful that you choose to bank with VyStar and want to make sure you are aware of the products and services available to you.
As a member, you have access to great rates, low or no fees, early direct deposit, rewards on credit cards, member-centric service and more. You can also enjoy a variety of unique benefits and exclusive offerings, such as ticket discounts at venues across the communities we serve.
Here are 23 of our favorite member benefits and products to kick off 2023:
Our purpose to Do Good is rooted in everything we do, including donating millions of dollars to hundreds of nonprofit organizations each year. This supports the organizations that make our communities a better place each day.
Over 2,000 employees are ready to support you and your financial goals this year. Our teams are available in our branches, online and via phone to help you every step of the way.
We currently have nearly 70 full-service branches across Florida and Georgia, with many more on the way in new communities. As we grow, so does our ability to Do Good. We are excited to support more members in more communities while also working to make the world around us a better place.
VyStar offers a network of over 20,000 surcharge-free ATMs at convenient nationwide retailers like Target, Walgreens and more.
VyStar offers free checking accounts with no monthly maintenance fees.
Being a VyStar member gives you access to great rates, low fees and outstanding service. It also means getting to enjoy special discounts, rewards and more. Through our VyStar Perks program, members can get ticket discounts for VyStar Veterans Memorial Arena, Florida State University athletics, Orlando Solar Bears hockey and much more.
VyStar is committed to supporting its military members and families in a variety of ways, including the Military Heroes Mortgage Program, a special mortgage created with our heroes, for our heroes. This program is one of the many way we honor our roots as a credit union founded at Naval Air Station Jacksonville in 1952.
Since our founding at Naval Air Station Jacksonville, supporting our veterans and military has always been a top priority. Most recently, VyStar was named a 2023 Military Friendly Employer and Military Friendly Spouse Employer by VIQTORY, and signed a partnership agreement with the US Army’s PaYS Program.
In support of the heroes in our lives like educators, medical and health care workers, and more, VyStar created its Everyday Heroes Mortgage Program to give back to the people who make our communities a better place to live.
Our High School Branch Program brings financial wellness education to 18 high schools across North Florida. Our program has reached over 106,000 students and provided more than 1,800 paid internships. You can get involved by participating in our High School Debit Card Give Back Program.
Managing your money takes discipline, and VyStar is here to help with free financial counseling. Let's create a plan that is right for you.
VyStar Insurance Agency connects members with hundreds of trusted carriers covering everything from home and rental insurance, to car insurance and more.
Whether you’re just starting your investment journey or looking to expand, VyStar Investment Services can help you create a financial roadmap to build the savings you need.
We are here to help you reach your savings goals. Two options to build savings faster are opening a Certificate of Deposit (CD) or Money Market account.
The home-buying process takes work, but VyStar’s mortgage loan officers are committed to making it as simple as possible by assisting you every step of the way.
Building a home this year? VyStar’s construction-to-permanent home loan is a single-loan close that covers everything from groundbreaking to final closing.
Interested in a home equity loan or line of credit? VyStar members can leverage equity in their homes with these competitive rates to pay for college or a vacation, consolidate debt or whatever you may need.
With an Adjustable-Rate Mortgage, members can expect a lower interest rate to start than an average fixed-rate mortgage. Learn more about this option if you are purchasing a home this year!
For those hoping to lock in a lower interest rate or pay your home loan off sooner, VyStar offers competitive home loan refinancing to help you meet your goals.
When comparing credit card options, it’s important to consider all of the benefits. With VyStar’s Visa® credit cards, members get purchase protection, fraud monitoring and emergency assistance.
To make the car buying process simpler, get pre-approved for a VyStar auto loan if you are purchasing a new set of wheels this year. VyStar also offers auto loan refinancing to reduce your monthly payment.
It is important to have a plan for attacking your debt. VyStar’s debt consolidation solutions help to combine debt into a single, affordable monthly payment.
Looking to add some adventure into your schedule this year? VyStar offers adventure loans to help your dream of owning an RV, boat, ATV and more come true in 2023!