Credit Cards

Having a credit card is definitely convenient — but that’s not the only benefit. With a Visa® credit card from VyStar, you also get purchase protection, fraud monitoring and emergency assistance when you need it.

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Compare Credit Union Credit Cards

Whether you’re looking for a low rate, great rewards, cash back or a way to establish or rebuild your credit, we have a card for you.

	Visa Signature Rewards	Visa Signature Cash Back	Platinum Visa	Savings Secured Visa
Description	Earn points and redeem them for rewards, from cruises and airline tickets to high-definition TVs.	Get cash back on purchases.	All of the purchasing power of Visa with a low interest rate.	If you need to establish credit or rebuild your credit, this card uses your VyStar savings account as collateral.
Rewards & Cash Back	Up to three points for every $1 spent	Up to 3% cash back on purchases	None	None
Annual Fees	No Annual Fee	No Annual Fee	No Annual Fee	No Annual Fee
Benefits	Earn a $150 bonus for spending at least $1,500 in the first 60 days from account opening* Enjoy additional benefits with our Orlando Magic Visa® Signature Rewards Credit Card Visa Signature Concierge service Earn more points by shopping with participating retailers Optional debt protection	Earn a $150 bonus for spending at least $1,500 in the first 60 days from account opening* Visa Signature Concierge service Cash Back Mall Optional debt protection	Low interest rate Optional debt protection	Spending limits from $500 to $2,500 Optional debt protection

	Apply Now	Apply Now	Apply Now	Apply Now

Visa Signature Rewards
Description	Earn points and redeem them for rewards, from cruises and airline tickets to high-definition TVs.
Rewards & Cash Back	Up to three points for every $1 spent
Annual Fees	No Annual Fee
Benefits	Earn a $150 bonus for spending at least $1,500 in the first 60 days from account opening* Enjoy additional benefits with our Orlando Magic Visa® Signature Rewards Credit Card Visa Signature Concierge service Earn more points by shopping with participating retailers Optional debt protection
Apply Now

Visa Signature Cash Back
Description	Get cash back on purchases.
Rewards & Cash Back	Up to 3% cash back on purchases
Annual Fees	No Annual Fee
Benefits	Earn a $150 bonus for spending at least $1,500 in the first 60 days from account opening* Visa Signature Concierge service Cash Back Mall Optional debt protection
Apply Now

Platinum Visa
Description	All of the purchasing power of Visa with a low interest rate.
Rewards & Cash Back	None
Annual Fees	No Annual Fee
Benefits	Low interest rate Optional debt protection
Apply Now

Savings Secured Visa
Description	If you need to establish credit or rebuild your credit, this card uses your VyStar savings account as collateral.
Rewards & Cash Back	None
Annual Fees	No Annual Fee
Benefits	Spending limits from $500 to $2,500 Optional debt protection
Apply Now

Add Some Magic to Your Wallet with our Orlando Magic Credit Card

With a VyStar Orlando Magic credit card, you will feel like an all-star every time you tap or swipe. You can enjoy an amazing lineup of benefits that includes:

35% off tickets for select Magic home games.**
Exclusive access to Magic merchandise and VIP experiences.
And so much more

It’s a great way to make more of your everyday purchases and show your support for your favorite team!

Learn More

Credit Card Payoff Calculator

Use this calculator to see what it will take to pay off your credit card balance and what you can change to meet your repayment goals.

Related Tools & Resources

Credit Card Rewards

Earn up to three points for every dollar you spend with a Signature Rewards Visa credit card from VyStar.

Credit Card Rates

With a VyStar Visa® credit card there are no transaction fees and no fine print surprises. View our current rates.

Get Your Free Credit Report

Your credit score can impact your finances — and your lifestyle. Get a free copy of your credit report to check for errors and prevent problems.

All loans are subject to credit approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.

*To qualify for the $150 statement credit a total of at least $1,500 in net purchases (purchases minus returns/credits) must post to your account within 60 days from the date your account is opened. The credit will appear on your credit card statement on or around day 90 of account opening. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business, Savings Secured VISA, and Platinum VISA cards are not eligible for this promotion.

**VyStar Credit Union members can receive up to 35% off tickets to select Orlando Magic home games using your VyStar debit or credit card. You can view game options and special offers. The discount will be unlocked when the card number is entered.