Life Insurance

You can’t predict the future, but you can prepare for it. Life insurance coverage can help your loved ones pay off financial commitments such as a mortgage, auto loan or college tuition or just help with day-to-day expenses. It’s a way to provide for them into the future.

Term life insurance offers affordable, high-coverage protection for a specific period. Whole life insurance offers coverage throughout your life.

Any amount of coverage can make a difference, but you can start by thinking about what financial obligations need to be covered, such as a mortgage and other loans, and how much income needs to be replaced. Of course, you also need to consider how much you can afford. A licensed TruStage agent will help you decide what makes sense for your family.

Physical exams and medical tests are not usually required, but they may be in some cases. To keep rates fair and affordable, more medical information is required for higher coverage amounts. For lower coverage amounts, you may just need to answer a few questions.