Summer Rewards Giveaway
Win 1 million rewards points with a VyStar credit card. Turn everyday purchases into more rewards.
Apply for a new VyStar Visa® Signature Rewards credit card and get up to 3 points for every $1 spent. Plus be entered to win one million rewards points.*
More swipes or taps = more chances to win!
Here’s what you get:
Earn up to 3x points for every $1 spent
Automatic entries into the Smart Spending Giveaway
$150 bonus when you spend $1,500 in the first 60 days on a new card¹
Access to exclusive cardholder perks and smarter spending tips
Get your card today!
Apply Nowor schedule an appointment at your closest branch.
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Summer Rewards Blog
A collection of recent blog posts with tips to guide you on your rewarding summer journey.
Planning a Summer Trip? Your VyStar Signature Credit Card Can Help
Wherever your travels take you, your VyStar Visa® Signature credit card is more than just a way to pay.
3 Reasons Why It’s Worth It to Enroll in Autopay
Whether you’re juggling work, family or just day-to-day responsibilities, autopay takes one important task off your to-do list.
Use Your VyStar Signature Credit Card Benefits to Enjoy the Best Summer Yet
Did you know your VyStar Visa® Signature credit card comes with built-in benefits that can make all of that a little easier — and a lot smarter?
Redeem Big with your VyStar Credit Card Rewards!
Learn how a member redeemed her VyStar Visa® Signature Rewards credit card uChoose Rewards points for a Macbook Air, worth over $1,000!
Tap, Pay, Go: Why Digital Wallets are a Smarter, Safer Way to Pay
Across the country, more and more consumers are utilizing digital wallets, which store a secure, a digital version of your credit or debit card in your mobile device’s wallet app.
What Is a Thin Credit File and How Can You Fix It?
Here’s what you should know and how to start building a stronger credit profile.
Your Ticket to Free Flights: Maximize Summer Travel with VyStar Credit Card Points
Summer travel is upon us, and there's no better way to make the most of your adventures than by using the VyStar Visa® Signature Rewards credit card. Redeem your points for free flights, hotels and more!
Visit www.vystarcu.org/why-join/become-a-member for membership qualifications details. $5 deposit in a primary savings account required for membership. All loans subject to approval and actual rate may vary and is based on an evaluation of the individual’s credit history. Programs, rates, and terms are subject to change at any time without notice. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back.
1 - To qualify for the $150 statement credit a total of at least $1,500 in net purchases (purchases minus returns/credits) must post to your account within 60 days from the date your account is opened. The credit will appear on your credit card statement on or around day 90 of account opening. All loans subject
to approval and actual rate may vary and is based on an evaluation of the individual’s credit history. Programs, rates, and terms are subject to change at any time without notice. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business and Savings
Secured VISA cards are not eligible for this promotion.
As of 05/31/2026, the VyStar Visa Signature Rewards credit card rate has a variable rate of 16.00% APR, it will vary with the market based on the U.S. Prime Rate. For current information, call us at 904-777-6000.
*OFFICIAL RULES
NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VYSTAR REWARDING SUMMER SWEEPSTAKES 2026 (“Sweepstakes”). NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING. Open only to legal Florida and Georgia residents who are 18 or older. Begins on June 1, 2026 and ends on July 31, 2026 (“Promotion Period”). Sweepstakes subject to complete Official Rules, available at info4.vystarcu.org/rewardingsummer-rules
PRIZES: One (1) Grand Prize: One million (1,000,000) VyStar uChoose Rewards Points if winner is a VyStar Visa Signature Rewards credit cardholder (ARV of Grand Prize is: $10,000) or $10,000 cash if winner is a holder of another VyStar credit card or submitted a mail-in entry. Members will receive the points added to their VyStar uChoose account or funds transferred into their savings account. Non-members will receive the funds via ACH credited to their account or through a printed check.
TO ENTER: 1) AUTOMATIC ENTRY: An eligible VyStar Credit Union Visa credit cardholder will automatically receive one (1) Sweepstakes entry for each eligible purchase made with the cardholder’s VyStar Credit Union Visa credit card during the Promotion Period. 2) TO ENTER BY MAIL WITHOUT PURCHASE OR OBLIGATION: Hand-print your complete name, street address, city, state, ZIP code, telephone number (including area code), and valid email address on a plain piece of 3" x 5" paper and mail it in a business-size envelope with sufficient postage affixed, to: Rewarding Summer Sweepstakes 2026, Marketing, 76 South Laura Street, Jacksonville, Florida 32202. Mailed entries must be postmarked by July 31, 2026 and received by August 12, 2026 to be eligible for the random drawing.
SPONSOR: VyStar Credit Union. Void where prohibited.