At VyStar Credit Union, we enjoy seeing how members turn everyday purchases into something special. With the VyStar Visa® Signature Rewards credit card, your normal spending covers today’s needs and lets you reward yourself in the future.
Lisa, a longtime VyStar member, recently experienced this firsthand. While she regularly used her rewards card, she had never redeemed her uChoose Rewards points. That changed when she used her points to purchase a new MacBook Air (retail price: $1,199).
“I found uChoose Rewards through VyStar’s Online & Mobile Banking,” she said. “One thing led to another — it was very easy.”
Whether you're saving for something special — like a laptop or a vacation — or just want to make your everyday spending work harder, the VyStar Visa® Signature Rewards card helps you earn more with every purchase.
A New Way to Think about Credit
In the past, Lisa used her debit card for much of her everyday spending. Seeing her rewards points add up, and watching her daughter use credit responsibly, helped changed her perspective.
“My daughter uses her credit card for school expenses and pays it off at the end of the month,” she said. “It’s a good habit — treating your credit card like cash and using it to earn points.”
VyStar offers plenty of tools to help members use their credit card responsibly. One of them is enrolling in autopay, which ensures your payments are always made on time. That consistency helps build a positive payment history, which is one of the most important factors in your credit score.
More Than Just a Card — It’s Community
Beyond the credit card rewards, Lisa also values the personal connection she has with her local VyStar branch.
“I know most of the staff down there,” she said. “It’s that community feel, they already know me.”
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