Rates

View our competitive rates for checking, savings and money market accounts, as well as home loans, personal loans, credit cards and more.

Become a Member

Checking Rates

Get paid up to 2 days early and enjoy 24/7 Online & Mobile Banking.

Saving Rates

Open a free savings account with as little as $5 and earn competitive dividends with no monthly service fee. View our current rates.

Money Market Rates

Get easy access to your money with checks and a debit card — plus competitive dividends that increases with a higher balance. View our Money Market Rates.

CD Rates

We offer competitive rates for CDs to help you reach your savings goals. Find today’s CD rates, based on the balance you deposit.

IRA Savings Rates

Get competitive rates with no maintenance or administration fees on traditional IRAs, Roth IRAs, SEP IRAs and IRA Certificates.

Car Loans Rates

Whether you’re looking for a two-seater roadster or a new pickup truck, you can simplify the buying process by getting pre-approved for a VyStar auto loan.

Boat & Watercraft Rates

Getting out on the water is one of the best things about living near the coast. We can help you finance a boat, motor and trailer with an affordable loan and flexible terms.

Motorcycle, Scooter & ATV Rates

Looking for some weekend adventure? Or an inexpensive way to get around town? Our affordable motorcycle and scooter loans can help you make it happen.

RV & Motorhome Rates

Travel in style and comfort with your own RV. Our loans can be an economical way to experience the freedom of life on the road.

Variable-Rate Visa® Cards

Whether you’re looking for a low rate, great rewards or cash back, we have a card for you.

Non-Variable-Rate Visa® Cards

Whether you’re looking for a low rate or a way to establish or rebuild your credit, we have a card for you.

Mortgage Rates

Whether it’s your first home or your 40th, view our variety of home loan rates. We service many of the loans we approve, so you’ll always get great customer service.

Home Equity Loans & Lines of Credit Rates

View our HELOC rates for a variety of loan terms and amounts. Use a home equity line of credit to finance home renovations, college tuition or other major expenses.

Personal Loan & Line of Credit Rates

Pay off your high-interest credit cards, remodel your home or cover unexpected expenses with a personal loan or line of credit. View our current rates.

Product offers, terms and other information provided herein are subject to change without notice. Due to the occasional inaccessibility to our web site which may be beyond our control, VyStar cannot guarantee the completeness or accuracy of the information provided herein. The information provided to you on our calculators is estimated and provided solely for your interactive enjoyment. The results are not guaranteed to be accurate. To verify current offers and rates, please call 904-777-6000 or 800-445-6289.

VyStar Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

All rates are based on an evaluation of the member's individual credit history. Your actual rate may vary. All rates and terms are subject to conditions and certain restrictions may apply.