Financing available up to 90%; Certain credit restrictions may apply.

Product offers, terms and other information provided herein are subject to change without notice.

Interest rate based on the combined loan to value (CLTV).

Variable rate; Tied to the Wall Street Journal Prime Lending Rate plus or minus a margin, if applicable; however, under no circumstances will the annual percentage rate go below 4.00% for the term of the loan. The margin is determined by the CLTV at the time of closing; Adjusts monthly; Maximum cap 18% APR. Payments are interest only.

APR and Principal & Interest (P&I) Payment based on a loan amount of $20,000 for a 45-day lock period.

*PLEASE BE ADVISED - Product offers, rates, terms and other information provided herein are subject to change without notice. Due to occasional inaccessibility to this site which may be beyond our control, VyStar cannot guarantee the completeness or accuracy of the information provided herein. The information provided to you is estimated and provided solely for you as an interactive resource. The results are not guaranteed to be accurate based upon your specific loan terms and parameters. To verify current offers and rates, please contact your Mortgage Loan Officer. The rate you may qualify for is based on a variety of factors. In addition to property type, credit history, and loan-to-value, other factors may include loan purpose, loan amount, occupancy, lien(s), income and other financial obligations.

Notice: Your actual rate, payment, and closing costs could vary. You are encouraged to obtain an official Loan Estimate before obtaining a loan. Rates, including those published or quoted, are subject to change and are not guaranteed until locked in by VyStar Credit Union.