Savings, CDs, IRAs & Money Markets
Start saving and you’ll be ready for whatever life throws at you. Whether you’re starting an emergency fund or planning for retirement — put your money to work for you.
Open an AccountSchedule an AppointmentDiscover Which Savings Account Works Best for You
Ready to start saving? Take a look at the features available with each option to find the account that’s right for you.
| Savings Accounts | CDs | IRAs | Money Markets | |
|---|---|---|---|---|
| Description | Earn dividends with no monthly service fees or membership fees and get easy access to your money when you need it. | Grow your savings faster by locking in a competitive rate for a fixed period of time. | Save for retirement in a tax-advantaged account. | Get a competitive rate that increases with a higher balance — and access your money easily by writing checks. |
| Term | No term | 3 to 60 months | No term | No term |
| Min Balance | $5 | $500 | IRA Savings: None -- IRA CD: $500 | None |
| Rates | ||||
| Open an Account | Open an Account | Open an Account | Open an Account |
| Savings Accounts | |
|---|---|
| Description | Earn dividends with no monthly service fees or membership fees and get easy access to your money when you need it. |
| Term | No term |
| Min Balance | $5 |
| Rates | |
| Open an Account | |
| CDs | |
|---|---|
| Description | Grow your savings faster by locking in a competitive rate for a fixed period of time. |
| Term | 3 to 60 months |
| Min Balance | $500 |
| Rates | |
| Open an Account | |
| IRAs | |
|---|---|
| Description | Save for retirement in a tax-advantaged account. |
| Term | No term |
| Min Balance | IRA Savings: None -- IRA CD: $500 |
| Rates | |
| Open an Account | |
| Money Markets | |
|---|---|
| Description | Get a competitive rate that increases with a higher balance — and access your money easily by writing checks. |
| Term | No term |
| Min Balance | None |
| Rates | |
| Open an Account | |
Reach Your Savings Goals
Saving for for house, car or a vacation? What will it take to reach your financial goal? This calculator helps you find out. Enter in your savings plan and view your financial results.
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More Ways to Save
Education Savings Accounts
With a Coverdell Education Savings (ESA), earnings grow tax-deferred and educational expense withdrawals are tax free.
Holiday Savings Accounts
The holiday season can be demanding on your budget, but a Holiday Savings Account helps you set aside money throughout the year.
Health Savings Accounts
Lower your taxes while saving for qualified medical expenses with a VyStar Health Savings Account (HSA).
Dividends paid to the account are calculated daily, compounded monthly and credited monthly.