Make External Transfers

Move money electronically between your VyStar account and other financial institutions with ease.

How to Access

1. From your account dashboard, navigate to the Pay & Transfer dropdown. On mobile, look for Transfers.

2. Then select External Transfer from the options.

3. From here, you can create a new transfer to any previously saved external accounts, add new external accounts and look at your recurring transfers.

How to Add an Account

1. In the VyStar Mobile app or on desktop, select Add Ext. Account next to Transfer Money to create the account to receive the transfer. On desktop, you can select Add next to External Accounts in the upper right. Choose your external financial institution from the search bar.

2. Enter your username and password for the selected financial institution and submit.

3. If successful, you may begin transacting on the linked account.

How to Add an Account Manually

If your financial institution does not participate in instant account verification or you're unable to provide your online banking credentials, external accounts can be added manually.

1. Select the Link Using Account Number option in the Add Checking/Savings Account field. On mobile, select Add Ext. Account.

2. Enter the routing transit number, and account number and choose from the Account Type dropdown to select if it is a Savings or Checking Account.

3. You may enter an optional Account Nickname which will appear in your list of saved external accounts.

4. Review and accept the terms and conditions.

5. Select Save to add the new external account.

How to Verify an Account

To complete the set-up process, two small deposits will be made to your external account within 1 to 2 business days. The account will show as In Process during this time.

1. Return to the External Transfer menu.

2. In the External Accounts list, find the account you wish to verify and select Activation Required.

3. Enter the two deposit amounts to activate or delete the account.

4. Once your external account is activated you will be able to select it from the list of connected accounts and make external transfers.

How to Make a Transfer

Once your accounts are connected:

1. Select the to account and the from account from the list of connected accounts.

2. Enter the date of the transfer or select it from the calendar. *Recurring transfers will need a start and an end date.

3. Enter the amount of the transfer.

4. Then select the frequency of the transactions.

5. Then Continue.

6. Next, you'll see a transaction confirmation.

7. Select Done.

These videos are intended only as a representation of the Online & Mobile Banking experience. Consequently, they may not always accurately reflect ongoing updates and enhancements.