Hassle free pre-approvals for auto loans.

Men driving a car

At VyStar Credit Union, we know life's a journey with unexpected twists and turns. It's why we offer great terms and pre-approvals on auto loans — helping you along the ride of purchasing a new vehicle. Or if you're looking to save money on your existing car payment, we have refinancing options available, too.

With a VyStar Auto Loan, you can enjoy:

  • Quick and easy loan approvals

  • Among the lowest rates around

  • No payments for up to 90 days*

Save time before you go to the dealer and get pre-approved today. Head to VyStar.

Apply Now

Or schedule an appointment at your closest branch.

See our membership qualifications details.

Credit, Income, and other restrictions apply. Offer may end at any time without notice.

*No payments and no interest will accrue for the first 90 days from the date of loan disbursement. After the 90-day period, interest will begin accruing at the contracted rate. All loans are subject to credit approval. Terms and conditions apply. Offer not available on existing VyStar auto loans. Offer not available on commercial vehicle loans. All credit union programs, services, rates, terms, and conditions are subject to change at any time without notice. ©2025 VyStar Credit Union.