At VyStar, we offer easy ways to help protect your family's financial future. One of these is the option to insure your VyStar Consumer Loans with Credit Life and/or Credit Disability coverage—up to $50,000 per loan amount. We conveniently add the premiums to the loan's principal outstanding balance and they are paid monthly with your loan.
Credit Life Insurance is designed to pay off an insured member's loan balance within the terms of the policy and up to the coverage maximum in the event of their death.
Credit Disability Insurance is designed to provide for the continued payment of an insured member's loan balance in case of total disability due to accident or illness.
Let a VyStar Representative help you decide which type of loan coverages are best for you Call (904) 777-6000, 1 (800)-445-6289 or stop by any VyStar branch.
Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.