Adoption Line of Credit
Thinking of expanding your family by adopting a child?
At VyStar Credit Union, we understand that the often-high costs of adoption—including agency, legal and documentation fees and more—can quickly deplete a savings account. But that doesn’t mean you have to postpone your dream of growing your family. If you don’t have the funds you need to cover the expenses, VyStar’s Adoption Line of Credit (LOC) is one option that could help you achieve your family goals.*
With VyStar’s Adoption LOC, qualified members can receive an LOC between $5,000 and $100,000 to use toward the costs of adopting a child under 18 years of age, with the following terms:
| Payment |
- 2% of loan balance during three-year maximum draw period
- $25 minimum monthly payment
- Fixed payments for remaining seven years
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Apply Now
If you have questions or need help getting started, a VyStar representative will be happy to assist you. Call us at (904) 777-6000 or 1 (800) 445-6289, option 3, or stop by any VyStar branch.
Frequently Asked Questions
Qualified members can use the VyStar Adoption LOC toward the costs associated with adopting a child less than 18 years old.
Yes, qualified members can use the funds from their Adoption LOC toward travel for a foreign adoption.