Make a house a home with our reno loan.

Renovate now and pay over time with our new Renovation to Permanent loan.

Introducing our new Renovation loan – it gives you the power to tackle all of your home projects, big or small, without having to pay for them all upfront. Our loan provides you the freedom to renovate your home or simultaneously purchase and renovate a new home. Then, when the project is complete, it converts to a regular home loan while wrapping up your mortgage and renovation into one.

Additional benefits include:

• Up to 90% financing available

• Loan amounts up to $3 million

• One loan, one rate, one closing

• Free rate float-down on conversion to permanent financing

• Flexible construction loan terms

• Various fixed rate and ARM options

• Interest-only payments during the renovation phase

A home renovation project is a big decision. Let our team of loan experts answer your questions and ease your worries. We’re here for you every step of the way.

Certain restrictions and limitations apply. All loans are subject to credit approval. The VyStar Credit Union renovation-to-permanent loan program is available in select states only. Rates are subject to an increased rate, if original construction term is not met. Contact a loan officer for availability in your area.

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