
VyStar Credit Union and 121 Financial Credit Union have successfully merged, effective March 1, 2024. With a combined history of serving our members for more than 150 years, we are committed to helping individuals, families and business owners achieve their financial goals.
As part of our ongoing efforts to provide you with the resources you need, we will be updating and republishing content on the VyStar blog page that previously appeared on the 121 Financial website. From financial tips for young adults to advice to consider when creating a budget and so much more, we hope this information is beneficial to you. Information shared in these articles will be updated to ensure it is relevant, accurate and useful wherever you are on your financial journey.
At VyStar, we are here for you. In addition to our blogs, we provide a wealth of information through our VyCast podcast series, which features industry experts speaking about a wide range of topics. Additionally, our VyStar Financial Fitness initiative and Balance Financial Counseling are available to empower you to make informed financial decisions.
Explore our site and see what we have available to help you!
Read Our Blog
Whether you are hoping to purchase your first home and want to learn more about mortgages or need a refresher on best practices to avoid fraud, our blog is where you can stay updated about the products and services we have available for you. You can also read more about our latest community efforts, upcoming events in your community and exclusive member perks. Our blog is updated frequently to help you stay in the loop and well informed. Visit the blog home page to begin reading today.
Listen to VyCast, VyStar’s podcast series
Navigate your path to financial wellness by tuning in to VyCast, a podcast by VyStar Credit Union, where we bring in a blend of knowledge and fun to help our listeners with the tools to obtain better financial health. In addition to finance topics, you can learn more about Vystar’s community partners, who help us live out our purpose to Do Good in the places we call home. Episodes include a discussion about how VyStar empowers local students through our high school programs, VyStar Foundation’s approach to community engagement and philanthropy, and how to navigate startup challenges and gain financial wisdom to turn your business dreams into reality. Visit our VyCast page to see all episodes and subscribe today.
Get Empowered With VyStar Financial Fitness
VyStar Financial Fitness is your one-stop spot for financial empowerment with personalized resources and expert guidance can help you feel confident about your future. Our financial fitness modules provide the knowledge and tools to strengthen your financial knowledge regardless of the stage of life you are in. Additionally, we offer Youth Financial Fitness resources geared younger audiences including teens and college students who are just beginning to make their own financial decisions and need to understand the basics. This series of eight courses is also beneficial for experienced adults and professionals who would like to obtain a better understanding of their finances and enjoy the life they want. Explore our VyStar Financial Fitness resources and take our quiz to check your financial health.
Learn More With BALANCE Financial Counseling
We’ve partnered with industry-leading BALANCE to provide you with free access to expert financial education and top-tier resources to help with each of your financial stages in life. BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget while managing spending and debt. For all your financial life stage changes and more, we — in partnership with BALANCE — are here to assist you. Visit VyStar's BALANCE website to get started.