VyStar Investment Services Offers Retirement Planning for Your Golden Years

Published March 27, 2023

It’s never too soon (or too late) to start planning for retirement, but maybe you don’t know where to begin. As a VyStar member, you can turn to VyStar Investment Services (VIS). This team of advisors is committed to providing you with professional advice, a plan with actionable steps and a long-term partnership with your best interest at heart.

Since 2001, VIS has surpassed $1 billion in member assets managed. The 20-person team is made up of licensed financial advisors and two charter members, creating a group that offers personalized planning, services and guidance for nearly 10,000 members. They’re dedicated to equipping members with reliable advice for any level of financial need. This includes retirement planning, providing resources such as calculators, investment strategies and webinars.

Recently, VyStar Investment Services hosted an insightful webinar on retirement planning. The webinar emphasized the importance of starting to plan for retirement as early as possible, regardless of where you are in your financial journey. During the webinar, VyStar Investment Services' team of licensed financial advisors shared their expertise on retirement planning, providing members with actionable steps and long-term planning opportunities.

The webinar covered a range of topics, including

  • The changing nature of retirement

  • How to visualize your ideal retirement, look to the future and consider the realities and roadblocks to retirement savings you may encounter

  • How to estimate living expenses and calculate how much you need to save to retire comfortably

The dedicated financial advisors at VIS are there to help you personally navigate the planning process, setting you up for a great retirement based on your goals and desires. The first consultation is free. Also, ask your financial advisor how you can earn up to $700** by investing with VIS.

It’s just one more way we are here for you on your financial and life journey. No matter where you are in your financial journey, right around the corner you have a trusted financial coach who can help you set goals, create a plan and work with you to achieve them. Call 904-908-2495 to book an appointment.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. VyStar Credit Union and VyStar Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using VyStar Investment Services and may also be employees of VyStar Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, VyStar Credit Union or VyStar Investment Services. Securities and insurance offered through LPL or its affiliates are: 

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Deposits or Obligations

Not Credit Union Guaranteed

May Lose Value

**VyStar Credit Union will pay a cash bonus, in the form of a Direct Deposit to your VyStar savings account during the offer period, 2/16/23 - 5/31/23. The account must be funded within 60 days of the opening date and the deposit must be held in the account for at-least 90 days from the date of deposit to receive the bonus. Once the 90-day requirement is met, the bonus will be issued to the account holder within 14 business days. Limit one offer per member/ non-member. All deposits must be received within 90 days of the conclusion of the campaign to be eligible for this promotion, The minimum qualifying deposit to participate in the bonus offer is $25,000, which will award you a bonus of $100. For purposes of this offer, qualifying net new assets are calculated by adding total incoming assets or transfers (including cash, securities and/or margin debit balance transfers) and subtracting assets withdrawn or transferred out of the account within the preceding 52 weeks. To receive $100 bonus, account must be funded with $25,000- $49,999. To receive $200 bonus, account must be funded with $50,000- $99,999. To receive $300 bonus, account must be funded with $100,000-$149,999. To receive $400 bonus, account must be funded with $150,000- $249,999. To receive $500 bonus, account must be funded with $250,000 or more. To receive an additional $200 bonus, an advisory account must be opened and funded with $25,000 or more. This is not an offer or solicitation in any jurisdiction where VyStar Investment Services and VyStar Credit Union is not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction. You have choices about what to do with your employer sponsored retirement plan accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over an employer sponsored plan from your old job to your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and different types of protection from creditors and legal judgments. These are complex choices and should be considered with care. Visit vystarinvestmentservices.com or call an LPL Financial Advisor at VyStar Investment Services at 904-908-2495 or 1-800-445-6289 option 4, ext. 2495 for more information about your choices. 

The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. VyStar Credit Union disclaims any liability for decisions you make based on the information provided.