Kayla Roberts

Unlock Exclusive Benefits with VyStar+ Checking

Published April 4, 2025
This is an image of a debit card

Your checking account should take your financial goals into the equation. With a VyStar+ Checking Account, you get more protection, more savings and more peace of mind. That allows you to focus on what is most important in your life. With premium benefits that fit your lifestyle, it’s checking that goes beyond the basics. Plus, you can enjoy up to $570 (1) in annual savings when you open a new VyStar+ Checking Account. 

Here are five ways VyStar+ Checking can help you. 

1. Protect Yourself from Identity Theft 

U.S. adults lost $23 billion to traditional identity fraud in 2023, according to AARP and Javelin Strategy & Research. Recovering from identity theft can be costly and time-consuming, but VyStar+ Checking helps safeguard your information with:

  • Comprehensive identity theft monitoring* with alerts for suspicious activity 

  • Access to your credit report and score* so you can stay informed  

  • Up to $10,000 in Identity Theft Expense Reimbursement Coverage* to cover recovery costs  

  • Dedicated fraud specialists to guide you through the process, if needed 

How this helps you: If someone tries to open a credit card in your name, you will receive an alert. You’ll then have expert support to help you resolve it. 

2. Get Cell Phone Protection (2)

Cracked screen? Stolen phone? Instead of paying $10+per month for phone insurance, VyStar+ Checking helps to cover your device when you pay your phone bill through a VyStar+ Checking Account.  

How this helps you: Dropping or damaging your phone is frustrating, but VyStar+ Checking helps protect you from unexpected losses.

3. Enjoy Exclusive Discounts on Travel, Dining and Shopping 

Whether you're planning a staycation or a cross-country trip, make the most out of your travel experiences without hurting your budget. You can enjoy: 

  • Lower hotel rates and rental car discounts for your next trip  

  • Deals at popular restaurants and entertainment venues  

  • Savings on retail, electronics and more  

How this helps you: Have fun with friends and family while still working toward your financial goals. Don’t forget: As a VyStar member, you also have access to exclusive discounts and rewards through VyStar Perks. 

4. Earn Cash Back With $hopping Rewards™*

Earn cash back while you’re at it through $hopping Rewards™. This program lets you: 

  • Unlock exclusive discounts from top retailers 

  • Earn cash back on eligible purchases 

  • Enjoy special offers from online retailers tailored to your shopping preferences  

How this helps you: You can buy a new laptop for work or school or spruce up your apartment or house. Whatever you are looking for to enjoy a better quality of life, you can watch the savings add up.  

5. Strengthen Your Financial Future with VyStar Financial Fitness 

Members with VyStar+ Checking accounts can get help toward their financial goals through VyStar Financial Fitness. You can get personalized financial resources, such as budgeting guides, an emergency savings fund calculator and much more. 

How this helps you: Learn at your own speed and on your own time with modules that only take 5-10 minutes to complete. Topics range from credit scores to understanding homeownership and so much more.   

Learn more about VyStar+ Checking 

Ready to experience the VyStar+ Checking difference? All these offers, benefits and savings add up to amazing checking. Open VyStar+ Checking Account today for a low monthly fee of $5.99. Visit the VyStar+ Checking page to learn more. The benefits really add up.

See our membership qualifications details.

1 - Estimated values are based on approximate annual costs or savings for similar benefits in the marketplace. Benefits and features may vary by provider and may not necessarily reflect the exact features of the benefits offered through the VyStar+ Checking Account. Estimated values provided are approximate annual costs and savings as of April 2024 and are subject to change. No cash value is implied with use of this account or any of its features.

2- Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. All Guide to Benefits/insurance documents can be found online at vystarplus.vystarcu.org or through the VyStar+ Benefits Center mobile app. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

*Please note: Some benefits require no-cost registration and activation.

Benefits are available to personal checking account owner(s) and their joint account owner(s), subject to the terms and conditions for the applicable Benefits. Benefits are available to non-publicly traded businesses and their business owner(s) listed on the account, but are not available to employees or authorized signers who are not owners. Benefits are not available to a “signer” on the account who is not an account owner or to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, Benefits are available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, Benefits are available to the beneficiary, who must be the primary member (Fiduciary is not covered).

The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. VyStar Credit Union disclaims any liability for decisions you make based on the information provided.