Save Time and Money When You Buy a Car

Published November 30, 2021

When you think about shopping for a new car, what comes to mind? Are you excited about meandering up and down endless rows of vehicles looking for the one that is right for you? Do you love to haggle with a salesperson over pricing and features? If you’d rather skip all that, you’re not alone.

A Simpler Way to Buy a Car

For Kara Hall, who works in the loans department at VyStar, the process was much simpler. She recently tried the new VyStar Car Buying Service and described her experience as “fantastic.”

With the VyStar Car Buying Service, offered through our partnership with TrueCar, you can research, compare and shop for a car from home. You get upfront pricing and avoid the dreaded negotiation experience at the dealership.

Get Your Price in Minutes

Hall said she found the car she wanted to purchase online and received an email with the TrueCar price within minutes. A salesperson sent her pictures and information about the car, and they quickly reached an agreement without having to negotiate.

“It was a very simple process, and the dealership was fantastic,” she said. “I happened to be going out of town that weekend, so they held the car and had it ready for me to pick up on Monday afternoon. We were in and out of the dealership within an hour.”

Get a Lower Rate on Your Auto Loan

If you’re in the market for a new (or new-to-you) vehicle, you can get a 0.25%* interest rate discount when you use the VyStar Car Buying Service. In addition, members typically save an average of $3,000 off the MSRP. Plus, if you receive an auto loan through VyStar, you can benefit from having no payments for up to 90 days.

Follow These Steps to Get Your Dream Car

The process is much easier and simpler than the typical car-buying experience.

  1. Apply online at vystarcu.org to get pre-approved for an auto loan and pick up your VIP check.

  2. Find your new or used car at any of the preferred TrueCar dealers.

  3. Visit the dealership for a test drive. If you would prefer not to go into a dealership, many of them will bring the car to you for a test drive.

  4. Sign the paperwork and hand over your VIP check, and then get ready to hit the road.

*Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

First payment will be due up to 90 days from closing of the loan. Finance charges begin accruing as of the loan disbursement date. Offer not available on existing VyStar auto loans.

The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. VyStar Credit Union disclaims any liability for decisions you make based on the information provided.