Buying a car is a big purchase, but it doesn’t have to be stressful. We can help you find the right car — and the loan to finance it. Here are a few tips that can help you enjoy your test drives, spend less time at the dealership and hit the road in your new car faster.
Get Preapproved for a Car Loan
Before you start shopping, it’s a good idea to get your financing lined up first. When you apply for an auto loan at VyStar, we tell you the maximum amount you qualify for and how much your monthly payments would be.
If your loan is approved, you get a VIP check that you can take with you to the dealership. And when you find the perfect car, you use your VIP check to pay for it, up to your approved limit.
Find Your Car
Some people love to haggle with the dealer, trying to get the best possible price. But there are easier ways to buy a car, especially if you don’t enjoy negotiating. When you use our car buying service, you don’t have to bargain at all — and members save an average of $3,500 off the MSRP. You’ll also get a 0.25% discount on the interest rate for your car loan when you use this service.
You can search for both new and used cars available in your area. Just select the car and options you want, then click “view member price” to see the actual price you’ll pay at the dealership.
Line up Your Insurance
Before you make your final decision, it’s a good idea to find out what your new insurance premiums would be for your new car. You can get a fast, free insurance quote online, or give one of our licensed insurance agents a call at 877-997-2221 if you want to talk about how much coverage you need.
Buying a car is a big purchase, so it makes sense to consider all your options. If you’d like more information about auto loans, the VyStar car buying service or auto insurance, we’re here to help. Just give our Contact Center a call at 904-777-6000 or 800-445-6289, or visit one of our local branches, and you’ll be hitting the road in no time.