Most people know what it’s like to count the days until payday. In January 2022, 64% of consumers in the U.S. were living paycheck to paycheck, according to a Lending Club report. That can impact your ability to build savings and prepare for unexpected expenses.
That’s why VyStar Credit Union is making the countdown to payday quicker by offering direct deposits up to two days sooner* so members can have greater financial freedom. All you have to do is link a VyStar account with a direct deposit. That simply requires providing the VyStar routing number (263079276) and the account number for your checking, savings or other account where you want the money deposited.
Getting paid two days sooner could mean filling up your gas tank two days sooner. It could mean buying a gift for a loved one two days sooner. And it could be the difference in paying a bill on time or waiting until after it’s due. There are countless ways to spend your paycheck, social security check or other retirement income, and now VyStar can get that money to you a little faster, which can help take some stress out of your life.
VyStar offers free checking accounts to make getting started even easier. In addition to early direct deposit, our checking accounts offer benefits such as:
Interest paid daily on balances
No minimums or monthly service fees
Easily transfer money between accounts and externally
Nationwide network of 20,000-plus surcharge-free ATMs
Instant issue debit card replacement at any branch
Convenient mobile banking app with mobile deposits
Open a checking account today or schedule an appointment at a VyStar branch near you.
April is Financial Literacy Month, and this is one of the many ways VyStar is working hard to make the path to financial wellness easier for members.