Motorcycle Insurance
Looking for affordable motorcycle insurance? Whether you ride a cruiser, a chopper or a dirt bike, VyStar Insurance Agency can set you up with a policy that’s customized for you.
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Financial protection for your motorcycle — and from lawsuits
Medical expenses resulting from an accident
Losses caused by uninsured or underinsured drivers
Damage from natural disasters, theft or vandalism
Roadside assistance, towing and labor
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We can answer questions about what is and is not covered by auto insurance. That way, you’re better protected.
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Motorcycle Insurance FAQs
Is motorcycle insurance required?
Although motorcycle insurance isn’t required to register your bike in Florida, you could face significant penalties if you are involved in an accident when you don’t have insurance — from being liable for damages caused by the accident to losing your driving privileges. In addition, most other states do require you to have motorcycle insurance if you are driving on public roads.
How does VyStar decide how much my premium should be?
We look at a number of factors when determining your premium, such as your age, gender and driving record. We also consider the type of motorcycle you ride, as well as your location.
What’s the difference between comprehensive and collision coverage?
Collision coverage is used when your motorcycle is in an accident with another vehicle, as well as for damage that occurs when your motorcycle is parked and struck by another vehicle. If your motorcycle is damaged by something like vandalism or a fallen tree, then comprehensive coverage would reimburse you.
How do I decide what type of motorcycle insurance to get?
If you’re not sure what kind of coverage you need, a VyStar representative can help you weigh your options and give you a motorcycle insurance quote for the coverage that works for you. There are many factors to consider, including the type of motorcycle you ride, your driving habits and your financial situation.
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*Projected savings are based on insurance policies placed by VyStar Insurance Agency, LLC in 2022. VyStar Insurance Agency, LLC is an affiliate of VyStar Credit Union and is not federally insured nor is it underwritten or guaranteed by VyStar Credit Union.