VyStar Car Buying Service Application

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You will receive a .25% rate discount when you use a Pre-Approved Express Draft to purchase a vehicle from our Car Buying Service and finance your loan with VyStar.

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We believe that your auto loan, like the car itself, should be dependable, within your budget and able to take you exactly where you want to go. When you have VyStar on your side, you can shop with confidence.

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Our Pre-Approved Express Draft lets you shop with the confidence and control of a cash buyer. Or maybe you’re looking to refinance and lower your payments. At VyStar, we are dedicated to providing competitive rates and flexible terms. Ask our members and they'll tell you: VyStar loans are clearly better.

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All loans subject to credit approval. All credit union programs, services, rates, terms and conditions are subject to change at any time without notice.

*Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

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Check out our Auto Loans

Whether you’re looking for a two-seater roadster or a new pickup truck, you can simplify the buying process by getting pre-approved for a VyStar auto loan.

Auto Refinancing Rates

Refinance your car loan to get a lower rate, better terms and a lower monthly payment, and you could save thousands.

Insure Your Car

Whether you’re buying your first car or you have a teenager preparing to drive for the first time, our customizable coverage helps you protect yourself and your loved ones.