Business Auto Loans

Get a vehicle for your business that matches your drive. Whether it’s a van, truck or fleet, a VyStar Business Auto Loan can help you reach more of your customers.

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Get where you want to go

  • Zero down payment required

  • Finance up to 100% of a new or used vehicle (including tax and license fees on new vehicles)

  • Competitive rates and flexible terms

Vehicle types you can get funding on: large trucks, minivans, SUVs

Getting a Business Auto Loan is Easy

1

Gather Your Documents

Depending on your loan amount, we may ask you to provide one or more years of personal and business tax returns.

2

Secure Your Funding

Apply online, by phone or at one of our branches and receive a final decision within 10 business days.

3

Enjoy the Ride

Purchase the perfect vehicle to drive your business to the next level.

Calculate your Loan Amount

Calculate your monthly payments for a business vehicle loan.

Business Auto Loan FAQs

Do you offer loans for new and used business autos?

Yes, we have flexible terms and great rates for both new and used autos.

What types of vehicles are eligible for a VyStar Business Auto Loan?

VyStar Commercial Auto Loans are available for vehicles with a Gross Vehicle Weight Rating (GVWR) up to 26,000 pounds (Class 1-6). This includes light class vehicles such as minivans, SUVs, and pick-up trucks, as well as medium class vehicles like passenger vans, super-duty trucks, box trucks, delivery trucks, and cherry pickers. For large trucks or semi-trucks with a GVWR greater than 26,000 pounds (Class 7 and Class 8), VyStar offers Commercial Equipment or Semi Loans.

How long does it take to get approved for a Business Auto Loan?

In most cases when we have all the info required, we can get a credit decision within 1 business day or sooner. Contact your local branch or give us a call at 904-474-6542 or 888-453-3167 for details.

Can I apply online?

Yes, the link to apply is located at the top of this page. You can also give us a call at 904-474-6542 or 888-453-3167 for details.

Get Started

Related Tools & Resource

Business Line of Credit

Have funds on hand when you need to cover unexpected costs or finance short-term expenses like replenishing your inventory.

Business Loan & Deposit Rates

We offer a variety of business deposit accounts and loans with great rates. 

View Rates

Business Services

VyStar’s strategic partnerships allow us to offer a variety of business services such as Payroll Services and Cash Management.

All loans are subject to credit approval, verification, and collateral evaluation, if applicable. All owners are required to give a full personal guarantee. Certain restrictions may apply. All credit union programs, services, rates terms and conditions are subject to change at any time. During the process of your loan application, additional documentation may be requested at any time regardless of credit, length or business, or loan amount.

Special 100% LTV offer not available for refinancing existing VyStar debt or in conjunction with a VyStar loan program.