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Home > Products & Services > Lending > Auto & Recreational Loans > VIP Pre-Approved Loan

VIP Pre-Approved Auto Loan

You’ve done your homework, found the perfect car and know about how much you’re willing to spend. What’s the next step? Before you head to the dealership, think of financing first with your credit union. 

At VyStar, we’ve developed the VIP Auto Loan as a convenient loan solution that will let you shop for a car with the confidence and negotiating power of a cash buyer. 

First, you are preapproved for a certain amount and you’ll know what your approximate payments will be. You’ll be provided with a VIP check up to your approved limit that you will have with you while you shop. There is no loan obligation unless you use your VIP check. 

If and when you’re ready to buy, use your VIP check to close the deal. You and the authorized dealer will complete the necessary information and endorse the check. Once your VIP check reaches VyStar, we’ll set up a loan in the amount written on the check and finalize the details for you. It’s that easy to drive away happy.

VIP Loans are also available for new and used RVs, boats and jet skis, motorcycles and for new ATVs. 

Apply for a VyStar VIP Auto Loan online via Internet Banking, by calling us at (904) 777-6000 or 1 (800) 445-6289, option 3 or by visiting any VyStar branch.

VIP Pre-Approved Loan Process - 1. Apply with VyStar Credit Union through Internet Banking or at a branch. 2. Once pre-approved for a certain amount, you will know what your approximate payments will be. 3. VyStar will provide you with a VIP check, up to your approved limit. 4. Find the vehicle you want. 5. Write the loan amount on the check. You don't have to use the whole pre-approved amount, if the loan is lower than the approved amount.Write the loan amount on the check. You don't have to use the whole pre-approved amount, if the loan is lower than the approved amount. 6. Complete the necessary information with the dealership and sign the  VIP check. 7. Once the check reaches VyStar, we will set up  the loan and finalize the details for you. - Congratulations on your new vehicle!

All loans are subject to credit approval.  All rates are based on an the member's individual credit history and restrictions may apply.  All credit union programs, services, rates, terms and conditions are subject to change at any time without notice.  

Using the VIP Pre-Approved Loan
The VIP process explained in easy steps!
Auto & Recreational Loans
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VyStar Credit Union
P.O. Box 45085
Jacksonville FL 32232
904-777-6000 or 1 (800) 445-6289
Routing Number 263079276

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