VIP Pre-Approved Auto Loan

You’ve done your homework, found the perfect car and know about how much you’re willing to spend. What’s the next step? Before you head to the dealership, think of financing first with your credit union. 

At VyStar, we’ve developed the VIP Auto Loan as a convenient loan solution that will let you shop for a car with the confidence and negotiating power of a cash buyer. 

First, you are preapproved for a certain amount and you’ll know what your approximate payments will be. You’ll be provided with a VIP check up to your approved limit that you will have with you while you shop. There is no loan obligation unless you use your VIP check. 

If and when you’re ready to buy, use your VIP check to close the deal. You and the authorized dealer will complete the necessary information and endorse the check. Once your VIP check reaches VyStar, we’ll set up a loan in the amount written on the check and finalize the details for you. It’s that easy to drive away happy.

VIP Loans are also available for new and used RVs, boats and jet skis, motorcycles and for new ATVs. 

Apply for a VyStar VIP Auto Loan online via Internet Banking, by calling us at 904-777-6000 or 800-445-6289, option 3 or by visiting any VyStar branch.

All loans are subject to credit approval.  All rates are based on an the member's individual credit history and restrictions may apply.  All credit union programs, services, rates, terms and conditions are subject to change at any time without notice.