In doing so, VyStar is proud of our arrangement with LPL Financial, who offers a full range of investment products and services and enhanced technologies. This relationship ensures we can continue to provide for your needs now and long into the future.
Call us today to make an appointment at (904) 908-2495 or 1 (800) 445-6289 ext. 2495. We are also available by email at VISMarketing@vystarcu.org.
A broker-dealer is a person or brokerage firm that buys and sells securities (i.e., stocks, bonds, mutual funds and other investment products) for its clients, for its own account or both. Most broker-dealers are required to register with the Securities and Exchange Commission (SEC) and be members of the Financial Industry Regulatory Authority (FINRA). They offer a variety of services and typically fall under two categories: full-service firms and discount brokerage firms. Full-service firms can handle almost any type of financial transaction and they may offer other services, such as investment planning. Although discount broker-dealers may charge less per transaction, the products they offer depend on what licenses they hold. For more in-depth information about broker-dealers, please visit the SEC or FINRA website.
LPL Financial is one of the nation's leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm’s mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm’s tools and resources to help them provide financial guidance and recommendations to help meet their clients’ needs. For more information about LPL Financial, visit www.lpl.com.
*As reported in Financial Planning magazine June 1996-2016, based on total revenues.
The Securities Investor Protection Corporation (SIPC) oversees the liquidation of SIPC-member brokerage firms and protects against the loss of cash and securities—such as stocks and bonds—held by a customer at a financially troubled SIPC-member brokerage firm. The limit of SIPC protection is $500,000, which includes a $250,000 limit for cash. Most customers of failed brokerage firms when assets are missing from customer accounts are protected.
SIPC protection is limited. SIPC only protects the custody function of the broker-dealer, which means that SIPC works to restore to customers their securities and cash that are in their accounts when the brokerage firm liquidation begins. For more information about SIPC and what it protects, please visit their website.
Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. VyStar Credit Union and VyStar Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. The investment products sold through LPL Financial are not insured VyStar Credit Union deposits and are not NCUA-insured. These products are not obligations of VyStar Credit Union and are not endorsed, recommended or guaranteed by VyStar Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed and loss of principal is possible. This site is designed for U.S. residents only. The services offered within this site are available through our U.S. Investment Representatives, LPL Financials U.S. Investment Representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all investments and services mentioned are available on every state.