Money Market Accounts
When you want an account that boosts your earnings even further, check out VyStar’s money market account. Your money market account earns dividends at competitive market rates. And you’ll earn even higher rates on larger balances.
Accounts include:
- No minimum balance requirement. Earn competitive rates on lower balances.
- Tiered yield structure: the higher your balance, the more you earn.
- Competitive dividends are calculated daily, compounded daily and credited monthly; your money earns you more money every single day.
- Access to funds without penalty. Open a money market account and order your money market checks. Access your money when you need it by simply writing a check. You can also access funds by mail, phone, ATM and personal computer. (If you already have a VyStar money market account that does not include checks, call us and we can transfer your current account to one with checks.)
- Optional overdraft protection available for your financial peace of mind.
View current money market rates
How to open a Money Market Account:
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Existing Members: |
New Members: |
| Online |
- Log in to Internet Banking.
- Click on "Settings/Service."
- Select "Open a New Account" under Additional Services.
- Confirm your personal information.
- Select Money Market on the Accounts & Services tab.
- Review the account and confirm the Terms & Conditions. Then, add any funding to the account.
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- You'll need to establish membership with VyStar prior to opening an account. Click "Become a Member" to start the process.
- Enter your personal information.
- Select Money Market on the Accounts & Services tab.
- Review the accounts you would like to open and agree to the Terms and Conditions. Make arrangements for your deposit to fund your new account by transferring funds from another financial institution to fund your new account.
- Once your application is submitted, you will receive an application confirmation number and will have an opportunity to save or print your Membership Application/Account Card. Select “Finish” and you are done. An email will be sent to you to confirm your request.
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Existing Members: |
New Members: |
| Branch |
- Stop into any VyStar branch.
- Let the receptionist know you'd like to open a Money Market account.
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- Stop into any VyStar branch.
- Let the receptionist know you'd like to establish membership with VyStar and open a Money Market account.
To save time, you can complete your membership application before you come in, but do not sign and date it. A VyStar Member Relationship Specialist at the branch will witness the signing and dating of your application. Also, please bring your driver’s license or other valid government-issued photo identification and a copy of a utility bill (gas, electric, water/sewer etc.), deed, mortgage or completed utility hook up/work order that reflects your name and current address. |
To get started, talk to a VyStar Representative. Call (904) 777-6000, 1 (800) 445-6289 or stop by any VyStar branch.
For all savings and money market accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to temporary reclassification or account closure by the Credit Union. These account limitations do not apply to Health Savings Accounts, VyTeen Savings Accounts or Kids Club Accounts.