Establish a Membership for your Business

VyStar’s lending and deposit products enable our business community to prosper, from start up through to expansion and maturity.  It all starts with membership. 

Eligibility Requirements

• Your business must be located within VyStar Credit Union’s field of membership. 
• All business owners  and signers must be individually eligible for membership and all personal accounts with VyStar must be in good standing.
• The business account must be listed as "active" on Sunbiz.org, if operating in Florida or Ecorp.sos.ga.gov, if operating in Georgia. 
• All owners must sign to authorize account opening and agree to be on the account
• Additional signers must also sign the appropriate documentation in order to be placed on the account.
• All owners and signers must have a valid/current form of government issued ID.

How to join: 

• Visit any of our branches with the information listed below for your business type. Click here for locations and hours. 
• For membership questions, visit your local branch or contact Business Services at (904) 908-2292.

Helpful Tips for Joining:

• Complete the Business Membership Application prior to visiting a branch.
• Download the printable Business Application Checklist to help ensure you have all the information needed to establish membership.

What you need to bring with you, based on your business type: 

Sole Proprietorship

• Copy of Driver’s License (must be current/valid)
• Proof of Federal Tax ID Number (if not using personal Social Security Number)
• Fictitious name filing with State of Florida/Georgia if using a DBA name
• Please ensure all signatures are provided on the Business Membership Application. 

General Partnership/Limited Partnership

• Copy of Partnership Agreement
• Fictitious Name Filing if Applicable
• Copy of Driver’s License for each Partner (must be current/valid)
• Proof of Federal Tax ID Number
• Verification of principal business address for the business
• Please ensure all signatures are provided on the Business Membership Application.

Limited Liability Company (LLC) 

• Copy of Articles of Organization, Articles of Amendment or most recent Annual Report (document must list current owners)
• Copy of Driver’s License for all signers (must be current/valid)
• Proof of Federal Tax ID Number (if not using personal Social Security Number) 
• Active Fictitious Name Filing with LLC listed as owner (if using DBA)
• Verification of principal business address for the business
• Please ensure all signatures are provided on the Business Membership Application.

Corporation

• Copy of Articles of Incorporation, Articles of Amendment or most recent Annual Report (document must list current owners)
• Copy of Driver’s License for all signers (must be current/valid)
• Proof of Federal tax ID number
• Active Fictitious Name Filing with Corporation listed as owner (if using DBA)
• Verification of principal business address for the business
• Please ensure all signatures are provided on the Business Membership Application.

Clubs/Organizations/Non-Profit

• Copy of Articles of Incorporation (if Incorporated), Bylaws or Minutes stating the officers representing the organization
• Copy of Driver’s License for all signers (must be current/valid)
• Proof of Federal Tax ID Number (if small club operating under another group, letter from sponsoring organization authorizing use of EIN required)
• A letter from the organization that acknowledges the account opening, confirms the identity of the organization’s members authorized to open the accounts, and signed by the authorized officers representing the organization
• Verification of principal business address for the business
• Please ensure all signatures are provided on the Business Membership Application.

All new memberships are subject to approval.  Credit union programs, services, rates, terms and conditions are subject to change at any time without notice.