If upfront, out-of-pocket expenses have kept you from buying or refinancing new or used vehicles for your business, VyStar can help. We'll finance up to 100% of a new vehicle's purchase price, including tax and license, as well as 100% of a used vehicle's retail Blue Book value.
No down payment means more capital for your operating expenses. Our streamlined application process makes it faster and easier than ever to get things rolling.
Business Members: Apply Today! Call VyStar Business Services and speak with a VyStar Business Representative at (904) 777-6000, option 6 or stop by any VyStar Branch.
To apply for a business vehicle loan, your business must be established for one year or more. You will need to provide certain documentation upfront based upon the loan amount. The following chart may be used as a guide; however additional documentation may be requested upon review. Non- members may apply but must establish membership if approved.
Once you have applied for the loan, you will receive a final decision within three to 10 business days, depending on the complexity of the deal. The rate you get is based on the strength of the loan and the member’s relationship with VyStar.
All loans are subject to credit approval, verification, and collateral evaluation, if applicable. All owners are required to give a full personal guarantee. Certain restrictions may apply. All credit union programs, services, rates, terms and conditions are subject to change at any time. During the process of your loan application, additional documentation may be requested at any time regardless of credit, length of business, or loan amount.