Ways to Go Green

Being a respected member of the community also means championing environmental responsibility. Our local decisions have a global impact, and change begins with us—and with you. We’re proud to offer a number of ways to go green and protect the Earth when you bank with us. You’ll save time, save fuel and postage, reduce emissions and cut down on paper usage.

Our convenient, eco-friendly services are free to you and don’t necessarily require a computer. In fact, some are so automatic that you don’t have to do a thing once they are set up. It’s super easy to go green! 

Internet Banking 

Internet Banking is the convenient way to balance your checking account, verify account balances, pay bills, make loan and credit card payments, transfer funds between accounts and more. To save even more trees, you can also sign up for e-Statements rather than having your statements mailed to you. You’re also able to view up to 36 months of statements online.   

Magic*Touch

VyStar’s Magic*Touch voice response service allows you to manage your accounts by phone. Verify account balances, transfer funds between accounts, track your transactions, make VyStar loan payments and more. To get started, you'll need a Magic*Touch PIN, which is available at a branch or by calling (904) 777-6000 or 1 (800) 445-6289. To access Magic*Touch 24 hours per day, call (904) 777-6001 or 1 (800) 235-6289.

Direct Deposit

Ditch the paper payments and set up electronic direct deposit with the company or government agency making payments to you. Learn how to set up direct deposit or call (904) 777-6000 or 1 (800) 445-6289 or stop by a branch for assistance.

Mobile Check Deposit

No need to drive, fill out deposit slips or make photocopies of your checks. You can also deposit checks remotely using Mobile Check Deposit on the VyStar Mobile Banking App for smartphones or tablets.

 Wireless provider data and text rates may apply.

Automatic Transfers

Set up free Automatic Funds Transfer Services (AFTS) to easily move funds between your VyStar accounts at a set time. For example, if retirement funds are being directly deposited into your checking account each month, you can arrange to have a portion automatically transferred to one or more VyStar accounts, VyStar loan or IRA contribution. 

Online Bill Pay

Paying your bills or another person is easy with our online Bill Pay service -no checks or envelopes required. To learn more about how you can sign up for Bill Pay and start making payments online, check out our Bill Pay Quick Start Guide.

Easy-Pay your VyStar Credit Card

Use our Easy-Pay service to make payments toward your VyStar credit card automatically and electronically. Choose to make a minimum, variable or in-full payment each month. To sign up, use our online form, visit your local branch or call (904) 777-6000. Then all you have to do is make sure that enough funds are available in your account when the payment is due.

Free Pay-My-Bill for VyStar Credit Cards

Pay-My-Bill, via Internet Banking, is the quickest green option for paying your credit card bill. After you log in, select your credit card account name under the “Loans” section. Then, under the “Payments” tab, select “Make a Payment.” Payments may even be applied to the account that same business day. Only one payment can be made per day.

Online Forms

Do you need to order a new debit card or stop a check payment? Save some paper and ink and fill out the forms online instead. Here’s how to do it:

How to Dispute a Debit Card Transaction Online

1. Log in to Internet Banking.
2. Click on “Settings/Service.”
3. Choose the appropriate form under “Additional Services.”

How to Stop a Check Payment Online

1. Log in to Internet Banking.
2. Click on “Settings/Service.”
3. Select the “Stop Payment Request” option under “Additional Services.”
4. In the “Stop Payment Request” window that will now appear, you will be instructed to provide some information about the check and your account. If you would like to stop only one check, click on the “Single Check” tab. If you would like to stop multiple checks, click on the “Range or Series of Checks” tab.
5. In the “Account” drop-down menu, select the account that is associated with the check you want to stop.
6. In the box labeled “Check Number,” enter the number of the check.
7. In the box labeled “Check Date,” enter the date that is written on the check.
8. In the box labeled “Check Amount ($),” enter the exact amount for which the check was written out.
9. From the “Reason” drop-down menu, select your reason for placing the stop.
10. Click the “Verify Stop Payment” button to submit the request. A $20 fee is automatically charged and the stop is immediately placed.