Monitoring and periodically reviewing your credit report is an effective tool in establishing good credit, identifying inaccuracies and fighting identity theft. 

All members can request their credit report once every twelve months free of charge. This is sponsored by each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion.

Obtain your free copy at www.AnnualCreditReport.com or by calling 1 (877) 322-8228. 

Special note: Please be wary of any other sites or toll-free numbers which claim to offer free reports but may steer you to a site that offers services by subscription for a fee.