Locating Account Numbers for Direct Deposit and Electronic Services
Save time and receive immediate access to your paycheck, retirement or social security funds when you establish direct deposit. When establishing direct deposit, the entity issuing payments will ask for several items, including the routing transit number and your account number. Download the printable direct deposit sign-up form you can take with you to your employer or government agency for easy setup.
Whether you’re setting up direct deposit or an electronic service like online Bill Pay, you’ll need to know how to locate the various account numbers you’ll be prompted to provide. It’s very important to use the correct number being requested in order for our online services to function properly.
How to find your VyStar routing transit number and account number
VyStar’s routing number is always 263079276. Both the routing number and your VyStar account number are on the MICR line at the bottom of your VyStar checks. See image below.

- For checking accounts, use the account number listed on your checks as seen above. Account numbers can also be found in Internet Banking. Under the Settings/Service menu, select “Manage Account Preferences.” Then select the option for “Do not mask my Account Numbers” and click “Update Preferences.” Or, look on your monthly paper statement or e-Statement above the transactions on each account you have.
- For other deposit accounts, use the numbers on the “Overview” or "My Accounts" screen in Internet Banking (see instructions above) or on your monthly paper statement or e-Statement. Checking and savings accounts each have their own set of numbers.
- For loan accounts, use the 12-digit account number found at the bottom of your payment coupons only. Do not use the number on the “Account Balances” screen in Internet Banking.
Your VyStar account numbers are also listed on the "Overview" and “My Accounts” screens in Internet Banking, under the Account column after you have "unmasked" them using the instructions above. See this sample member’s account numbers circled in red in the image below.

Note: DO NOT use your member number when setting up direct deposit or electronic services. Your account number is different from your member number.
If you need help at any point, don’t hesitate to give us a call at (904) 777-6000 or 1 (800) 445-6289 or stop by any VyStar branch. Electronic services are valuable tools in managing your money and providing you convenience and peace of mind. We want to make sure you’re able to use them to their full potential.