Transfer the balance from a non-VyStar credit card. If you don’t have one yet, apply by phone or at any VyStar branch. There are no annual fees, no transaction fees, and absolutely no inactivity fees. Saving money is sure to make your new year happier.
We offer several convenient ways to apply:
*APR=Annual Percentage Rate and is current as of January 2, 2019. Promotional rate is valid on balance transfers from non-VyStar loans/credit cards when completed by March 31st. Rate on unpaid balances returns to standard variable or non-variable APR (currently 10.90-15.75% APR) twelve (12) billing cycles after completion date of the balance transfer. All loans subject to approval and actual rate may vary and is based on an evaluation of the individual’s credit history. Programs, rates and terms are subject to change at any time without notice. Certain restrictions apply. Balance transfers and cash advances do not earn rewards points or cash back. Business and Savings Secured VISA cards are not eligible for this promotion. ©2019 VyStar Credit Union.