To put it bluntly, we are not saving enough money for our own futures. There are many possible reasons for this, including high expenses, inadequate wage income, poor decisions and excessive debt. The fact is most Americans are not financially prepared for their golden years: According to the National Institute on Retirement Security, almost 40 million households have no retirement account savings at all. So what is one to do?
In 1952, VyStar Credit Union (then known as Jax Navy Federal), was chartered by 12 founding members with only $60. Today, we have grown to over 645,000 members and over $8.3 billion in assets. This exceptional growth, aside from a small merger in 2017, has been strictly organic—generated internally through increased productivity, efficiency and market share.
It’s more important than ever to plan for next tax season now. Here are five reasons to start planning and the moves you can make now to help you save money on your taxes when you file next year.
This week will be a week full of excitement at VyStar Credit Union as we celebrate our newest branch location, San Marco. While the branch is already open for business, we’ll be holding an official ribbon-cutting ceremony on Wednesday, January 9th, and a grand opening celebration on Saturday, January 12th.
The season of holiday shopping is upon us! And this year, it’s expected to be one of the biggest: The National Retail Federation predicts that American shoppers will spend a whopping $682 billion on retail purchases during the 2018 holidays alone.
Earlier today, VyStar Internet & Mobile Banking were updated. There are two exciting new features we’d like to tell you about.
• We partnered with Zelle so you can easily send money to almost anyone you know and trust with a bank account in the U.S.
• Mobile Check Deposit can now take the picture for you.
Read on to learn more about these two new enhancements!
As VyStar Credit Union’s new Chief Lending Officer, I know that life is full of surprises. And when you are strapped for cash during the holidays or simply caught off guard by a financial burden any time of the year, it can sometimes feel like you have no other option but to consider taking last-resort measures, like payday loans.
You don’t have to wait until spring to clean out your closets. The holiday season is the perfect time to get rid of gently used sweaters, coats and jackets your family no longer needs. As temperatures begin to drop, less fortunate families begin to feel the impact.
VyStar Credit Union is built on a foundation of people helping people. We exist to help our
members by understanding their financial needs and helping them make good choices that will positively affect their financial situations. We always want to offer our members the best service available, delivered by the highest-quality employees.
They say the best things in life are free. Now, one of the best ways to safeguard your personal information against identity theft is free too. A new federal law was set in motion on September 21st, allowing everyone in the United States to freeze and unfreeze their credit at all three major credit bureaus (Experian, Equifax and TransUnion) at no charge.
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