By: Stella Katsipoutis
Not too jolly about filling your kids’ stockings with candy canes and other sugary treats? Instead, opt for stocking stuffers that’ll give your children something more practical than cavities. VyStar has a variety of kid-friendly products that will help your little ones not only save money, but also learn more about the lifelong skill of managing their finances. Plus, unlike potential dentist bills, these small-but-sensible gift ideas won’t burn a hole in your wallet. This holiday, try these useful stocking stuffer ideas for kids of any age:
Kids Club Certificate of Deposit (CD)
If you have a newborn baby or a toddler, it can get a little tough trying to figure out what to surprise them with on Christmas. The truth is, down the road, they won’t remember any of it! This is the perfect opportunity to start them off on the right financial foot early and give them the gift of their first investment. It only takes $100 to open a Kids Club CD, which earns interest at a great rate for 12 months. That means their money will grow right along with them. Trust us; they will thank you for it later.
Kids Club Savings Account*
Just because your child might be under the age of 12, it doesn’t mean they’re too young to practice managing their own savings account—and have fun at the same time. When you sign up your preteen for their own Kids Club account at VyStar for a mere $5 starting deposit, they’ll get more than just a safe place to store their allowance. They also get a free passbook where they can keep track of their deposits and withdrawals, almost like a real check register, and two vouchers for free admission to the Museum of Science and History (MOSH) in Jacksonville. Not to mention that they get free access to the coin counting machines in every VyStar branch. There, they can turn in the change from their piggy banks for a deposit in their account. They’ll feel pretty neat knowing they’re on their way to being a grownup, just like you!
VyStar Visa® Gift Card or Reloadable Student Visa Prepaid Card
Have an older child who would rather shop for their own gifts? Available in both small and large denominations, VyStar gift cards let you decide how much or how little you want to spend. They’re also accepted anywhere Visa debit is accepted, giving your teen the independence to choose what they want to buy. In the meantime, the card’s preset spending amount naturally encourages your youngster to be mindful of their purchases and make the most of their money. Mom and Dad, you’ll also love how simple it is to get your hands on this gift card: You can pick one up at any VyStar location, and you can easily pay for it with your VyStar account.
Like the VyStar Visa Gift Card, the Reloadable Student Visa Prepaid Card makes it easy to give your child a set allowance while teaching them good spending habits at the same time, and it can be used anywhere Visa debit is accepted. But for this card, you choose what amount goes on the card. What’s also great about this option is you can order the card, reload funds and track your child’s spending online—all from the convenience of home. You even have the option to set up recurring automatic reloads for the little girls and boys who are on Santa’s “nice” list all year long! Simply click the link above to order your card today.
No matter which card you choose, you just can’t go wrong with this kid-approved stocking stuffer.
Which stocking stuffer idea do you think your children would benefit from the most?
*Note: When opening an account for a minor (under 18 years of age), you will need to have a certified copy or original of their birth certificate and social security card, or a state identification card. A parent or guardian must be a joint member on the account with the child.
The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. VyStar Credit Union disclaims any liability for decisions you make based on the information provided.