Joining our current offerings of Apple Pay® and Visa® Checkout are Android Pay™ and Samsung Pay®. Both of these new VyStar services will give members the freedom and convenience of using your Android™ or Samsung® mobile device to make easy, secure payments with your VyStar credit or debit card at millions of stores nationwide with just the touch of your finger. Here’s how they work:
A digital wallet is a digital version of your credit and debit card information that is stored on your phone and can be used to make payments at almost any retailer where you can swipe your physical card. But instead of scrambling through your purse or wallet to find your card, you can use your smart phone, tablet or smart watch to pay instead. All you have to do is hold up your device near the point-of-sale terminal, and your transaction will be safely and automatically processed. That’s it!
The short answer is yes. Android Pay worked with leading payment networks, such as Visa and others, to create an industry standard security process to support the service. So when you make a payment, your full credit or debit card number is not sent along with your payment. Instead, as an additional layer of security, the retailer will receive a unique virtual account number that represents your payment account, protecting your personal information. This number is not the same as your credit or debit card number.
Samsung Pay also uses a security process that is similar to the one used by Android Pay, in addition to built-in technology that keeps your card information safe in the event that your mobile device is lost or stolen.
Getting set up with Android Pay and Samsung Pay is easy and can be completed in just a couple of simple steps:
The process for using Android Pay and Samsung Pay to make a purchase is slightly different:
Android Pay: Make sure the store is a participating merchant and that the Android Pay symbol is on display at the register. Wake up and unlock your phone. (No need to open the app!) Hold up your phone and tap it against the contactless payment terminal. When your payment is processed, your phone will beep and show a green check mark as a confirmation.
Samsung Pay: Start by swiping from the bottom of your device screen to the top in order to access your payment card. (If you have multiple cards, you can swipe left or right to access your desired card.) Place your finger on the HOME key to verify your identity, or touch PIN and enter your PIN. Place the back of your device against the card reader or NFC reader on the payment terminal and follow any additional directions on your screen. Now, with VyStar's full line of easy, convenient and secure digital wallet offerings—including Apple Pay, Visa Checkout, Android Pay and Samsung Pay—you’ll virtually never have to fumble for your wallet again!
Wireless provider data and text rates may apply. Apple Pay is a registered trademark of Apple Inc. Android Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co.