I remember the first credit decision I ever made that had some consequences. It was a good life lesson that I am able to pass on to my children and others that I come into contact with. I was 18 years old and working in Manhattan.
In my last blog post, I talked about the 25 most used passwords and how they are not strong enough to protect your sensitive information. Today, I want to give you a method for consistently creating—and remembering—a strong passphrase.
This month, VyStar Credit Union will celebrate 65 years of service to our members and the communities we serve in Northeast and Central Florida. In 1952, VyStar (formerly Jax Navy Federal) was founded to serve civil service members, military employees and their families at the Naval Air Station Jacksonville (NAS Jax).
When I think of my childhood, I don’t necessarily think of myself as being an annoying kid. But, from the very day I began to talk, there was one thing I used to do that I’m sure bugged my parents at least a little: I would constantly beg for a family dog.
Chances are that little bundle of joy you welcomed to the world not too long ago is quickly approaching a huge rite of passage: high school graduation. You may have started planning for this day one after your child’s birth—maybe you even opened and funded a 529 college savings plan.
If you’re getting a tax refund this year, we know it’s awfully tempting to splurge it on a big-ticket item you have been dreaming about but haven’t been able to squeeze into your everyday budget. (A new flat-screen TV, perhaps?)
When you turn 18 or begin your college career, signing up for a credit card with a low interest rate and no annual fee—like a VyStar Visa® credit card—is a great way to start building a strong credit history. However, it isn’t the only way.
I can remember the morning when my wife found out she was pregnant. We hugged and celebrated the fact that our lives would change forever. As I reflected on the wonderful news that I was going to be father, I immediately began to worry.
Tax identity theft is an easy and lucrative way for criminals to make money. This fast-growing crime accounts for nearly half—45%—of identity theft crimes reported to the Federal Trade Commission.
By the end of 2016, all VyStar credit and debit cards were upgraded to EMV chip technology. The transition was part of a nationwide shift to implement the technology and help combat counterfeit fraud, which has already proven to be successful.
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