I would be willing to bet that, at some point in your life, you’ve been offered a retail credit card during a checkout experience. And if you haven’t, you’re sure to be offered one during your holiday shopping. At first, you might wonder if you have enough time to fill out the application before all the big-screen TVs are gone, or if the discount will be big enough for what you’re buying.
A 2015 study found that 41% of households headed by someone aged 55 to 64 had no retirement savings, and only about a third of them had a traditional pension. Among households in this age group with savings, the median amount was just $104,000.*
Since our Internet & Mobile Banking conversion earlier this year, VyStar members have been asking for a few updates. Adding a memo to an internal transfer, improving search capabilities for your accounts, and offering printer-friendly options were among the top requests we received to make your online experience easier.
Not too jolly about filling your kids’ stockings with candy canes and other sugary treats? Instead, opt for stocking stuffers that’ll give your children something more practical than cavities. VyStar has a variety of kid-friendly products that will help your little ones save money.
If you’re like most Americans, the mountain of gifts you’ll be buying during the holiday season is likely to rival the one in Santa’s sleigh. And the price of it all? Let’s just say it won’t leave you feeling very jolly: According to a recent National Retail Foundation survey, consumers plan on spending an average of $935.58 on their holiday shopping this year.
Identity theft skyrockets during the holiday season. Don’t let this crime put a damper on your holidays with friends and family.
Here’s a little-known fact about me: I am obsessed with checklists. Weekend shopping lists. Weekday to-do lists. Lifetime goal lists. If you pat me down at any given moment, you’re guaranteed to find some sort of list crumpled up in my pockets.
You don’t have to gobble up all your cash to host a knockout Thanksgiving dinner! There are plenty of shortcuts you can take that will fatten up your wallet—without sacrificing any of the trimmings.
You don’t have to wait until spring to clean out your closets. The holiday season is the perfect time to get rid of gently used sweaters, coats and jackets your family no longer needs. As temps begin to drop, less fortunate families begin to feel the impact.
When it comes to stealing money, fraudsters don’t always work solo. In fact, many bring their unsuspecting victims in on the scheme and make them do the majority of the work—leaving their penniless prey behind to pay hefty fines or even do jail time.
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